Every signal. Every source. One business-partner record: always fresh, always accurate.
nRisk One is the shared data foundation beneath every Flow and every IQ module. It ingests, normalises, and orchestrates data from any ERP, CRM, credit bureau, sanctions list, or internal system, and keeps it synchronised in real time.
5+ disconnected systems per trade decision. nRisk One replaces that with one integration layer.
No single business-partner record
The same partner reviewed multiple times in multiple systems. One normalised record fixes that.
No real-time signal awareness
Risk changes daily. Delta detection surfaces material changes the moment they happen.
Architecture
API-first. Connect to anything.
nRisk has an API-first architecture, which means it can connect to any ERP, CRM, collections system, or external data provider, without custom code or bespoke integrations.
Your existing systems stay in place. nRisk One wraps around them, pulling in the data it needs and keeping it normalised, deduplicated, and current.
→No customisation required: configuration only
→Connects to SAP, Microsoft Dynamics, Exact, ServiceNow, and any other system via API
→Multiple ERPs across regions or post-acquisition entities: all unified
→BYO data providers or leverage the nRisk reseller network
Data source categories
Company & financial data
Coface · CreditSafe · CreditDevice · Creditreform · and any provider via API
Sanctions, PEPs & adverse media
Dow Jones · LSEG · Orbis · LexisNexis · World-Check
ERP & transactional systems
SAP · Microsoft Dynamics · Exact · ServiceNow · any ERP via API or CSV files
CRM & collections
Invoices · disputes · payment history · tickets · any CRM via API
Core capabilities
What nRisk One actually does.
Six capabilities that together create the single business-partner record every other part of the platform depends on.
Data integration
Connect to any internal or external data source via the nRisk API-first architecture. No custom code: configure once, run continuously. Multiple ERPs from acquisitions or different regions all connect to the same layer.
API-first · Configuration only · Multi-ERP
Data orchestration
Automate data flows across all connected sources. Normalise, deduplicate, and maintain a single master business-partner record. When data changes in one system, the record updates automatically across the entire platform.
Automated · Normalised · Always in sync
Signals & delta detection
Continuous monitoring of every business partner across all connected data sources. When a material signal appears (a credit downgrade, a sanctions hit, a payment deterioration), it surfaces immediately and routes to the right flow for action.
Real-time monitoring · Automatic alerting · Routed to action
xR2: cross-references & relations
Map corporate group structures, ownership chains, beneficial ownership, and business relationships across all data sources in one view. Understand exposure to a group, not just a single entity, critical for credit limits, compliance screening, and fraud detection.
Group structures · Ownership chains · Exposure mapping
ML preparation
Clean, structured, feature-ready data delivered to every IQ module. Financial statements, payment behaviour, transactional history, and external signals, all pre-processed and ready for scoring. One data layer feeds every intelligence lens without duplication.
Feature engineering · IQ-ready · No duplication
The shared foundation
nRisk One is not a standalone product. It is the platform foundation, included in every deployment. Every Flow and every IQ module reads from the same record. One partner. One truth. Across every risk lens, every region, every system.
Included in all plans · Powers everything
The business-partner record
One record. Every risk lens.
Today, the same business partner gets reviewed multiple times by different teams in different systems (credit, compliance, procurement), each with their own data, their own truth, their own audit trail.
nRisk One creates a single, canonical record for every business partner in your ecosystem. That record is the shared input to every flow and every intelligence module. Update it once: every lens sees it immediately. The provenance for every data point is stored. The raw data always remains available.
What the record contains
·Legal entity data & corporate group structure (xR2)
·Financial statements & credit bureau reports
·Payment history, invoices & disputes (from ERP)
·Sanctions, PEP & adverse media screening results
·Current & historical credit limits and decisions
·Active signals & monitoring alerts
·Full audit trail of every decision across all flows
Before nRisk One
Up to two weeks to onboard one business partner.
After nRisk One
Instant for 80% of partners. 1–2 days for the rest, with every step logged.
Swipe sideways to see the whole picture.
Frequently asked
Questions about nRisk One
What is nRisk One?
nRisk One is the shared data foundation beneath every Flow and every IQ module. It ingests, normalises and orchestrates data from any ERP, CRM, credit bureau, sanctions list or internal system, and keeps one business-partner record synchronised in real time.
Which systems does nRisk One connect to?
nRisk One is API-first and connects to SAP, Microsoft Dynamics, Exact, ServiceNow and any other ERP via API or CSV files, to CRM and collections systems, and to data providers such as Coface, CreditSafe, CreditDevice and Creditreform. For screening it works with sources such as Dow Jones, LSEG, Orbis, LexisNexis and World-Check. No custom code is needed, and multiple ERPs across regions or acquired entities are unified in one layer.
What does the business-partner record contain?
Legal entity data and corporate group structure (xR2), financial statements and credit bureau reports, payment history, invoices and disputes from the ERP, sanctions, PEP and adverse media screening results, current and historical credit limits and decisions, active signals and monitoring alerts, and a full audit trail of every decision across all flows.
How fast can a new business partner be onboarded?
With nRisk One, onboarding is instant for 80% of partners and takes 1–2 days for the rest, with every step logged. Without a connected record it can take up to two weeks to onboard one business partner.
Is nRisk One a separate product?
No. nRisk One is the platform foundation and is included in every deployment. Every Flow and every IQ module reads from the same record.