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Architecture

A unified corporate trade risk platform.

One Business Partner. One View. Multiple risk lenses: credit, compliance, supplier, fraud. Wrapped around your processes, not the other way around.

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vs. incumbent platforms
CapabilityIncumbentnRisk
Implementation6–12 months2–3 weeks
Custom codeEvery releaseZero
Compliance built-in✗✓
Explainable scoring✗✓
Multi-ERP support✗✓
Modular extension✗✓
The AI harness

AI orchestrates. Humans decide.

An AI harness is the control layer between raw AI capability and your business. nRisk integrates and governs AI models within a deterministic, rules-based framework, so you get the speed of automation without surrendering control, explainability, or accountability.

And it runs on your AI. nRisk is LLM-agnostic: you choose the AI provider that meets your own corporate security, data-residency, and procurement policies, whether that's OpenAI, Anthropic, Google Gemini, or a model hosted in your own cloud. We plug it in. Your AI governance stays intact, and your data goes only where you have already approved it to go.

Every decision is brought, when required, to the people who hold the institutional knowledge and market knowhow. AI handles the orchestration and the heavy lifting. The judgement that matters stays with your experts: fully documented, fully defensible.

What this means for you
Defensibility under the EU AI Act
A precise audit trail on how every outcome was reached, not a black-box score you can't explain to a regulator.
Your AI, your policies
Bring the LLM your organisation has already approved. No new AI vendor to assess, no exceptions to your security policy, no data sent to models you haven't signed off on.
No vendor lock-in
Provider-neutral across data and AI. Switch data sources or LLMs as the market moves, without rebuilding your processes. You control the switching costs.
Policy enforced, not just documented
Your risk appetite operationalised consistently, adding value, not just ticking a box.
Productivity without losing control
Automation handles the operational load; humans keep authority over the decisions that carry real exposure.
How it's built

Three layers. One coherent system.

Each layer builds on the one below it. The data foundation feeds the flows; the flows are sharpened by the intelligence modules. Start anywhere, extend at any time.

nRisk One: Data intelligence layer
Foundation
Every report and signal (internal or external) is ingested, normalised, and kept fresh on one business-partner record. Data-agnostic: connect your data providers via API, MCP or even PDF/HTML, or use the nRisk reseller network.
Core capabilities
Data integrationData orchestrationIngestion & normalisationML preparationSignals & delta detectionxR2 cross-references & relations
Connected sources
Company data providersSanctions & screening listsERP / CRM systems
nRisk Flows: Defensible outcomes layer
Extensible
Policy-aligned, audit-ready decisions wrapped around your processes. Activate the pre-configured flows you need, adapt them to your own process if required, or build your own flows. Each flow runs on the same shared flow engine, so adding a flow takes days, not months.
Flows (the products you activate)
DQA Flow Credit Flow Compliance Flow TCI Connect beta
Shared decision engine (powers every flow)
Case orchestrationBusiness rules & decision engineApproval workflowAgentic task supportDocument managementFull audit trail
nRisk IQ: Intelligence layer
Compounding
One dataset, viewed through multiple risk lenses. Each IQ module reads from the same business-partner record and sharpens the flows above. New modules are added as the platform grows.
IQ modules
Limit IQ
ML scoring & credit limits. Built on the modeFinance MORE score, extended with custom customer scoring layers.
Portfolio IQ In development
Portfolio-level simulations, VaR modelling, and scenario analysis.
Fraud IQ In development
Location & digital fingerprint analysis for early fraud detection.
Content delivery
Cross-cutting
However your teams work, nRisk delivers the decision into their context: through native screens, embedded links, your own systems, or the API.
Platform-native UIsSmart LinksCustom Page Builder API/ MCPReporting & dashboards (AI prompted SQL Queries & Charts) 

See the platform in action.

One demo. No slides. Just the real thing.

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